• Citizens National Bank

    • Banks/Mortgage Loans
    • Savings & Loan Association
    308 State St., Suite 1
    Danser Professional Building
    Petoskey, MI 49770
    (231) 881-9294
    (888) 627-7800
    (231) 627-7823 (fax)
    308 State St Loan Office.-Monday -Friday 9-5
    304 Michigan St. Drive Thru & Walk In M-F 8:30-5:30
    • About

      Citizens National Bank is a full-service, independent community bank serving eight locations in lower northern Michigan; Cheboygan, Onaway, Mackinaw City, Pellston, Indian River, Alanson, Rogers City and Petoskey. We are the largest, locally-owned bank in the northern lower peninsula of Michigan.On January 24, 1931 the bank received its charter from the federal Comptroller of the Currency and is entirely owned by the CNB Corporation.

      Mission Statement
      To be the bank and employer of choice in northern Michigan helping our communities build strong economies.

    • Whom to Contact

      • Rebecca Aper
        Retail Banking l Cash Management Services
      • Talenna Calhoun
        Branch Operations Supervisor
      • Mr. Stephen Daly
        Business Banker
      • Ms. Amy Essex
        Chief Financial Officer
      • Mr. Andrew Martin
        Financial Services Officer
      • Mr. Dennis Myers
        Mortgage Officer, Residential Banking
      • Mrs. Regina Patton
        Mortgage Officer, Residential Banking
      • Regina Patton
        Mortgage Officer, Residential Banking
      • Mr. Tim Timmer
        Vice President, Commercial Banking
      • Garrett Urman
        AVP - Business Banker
      • David Woods
        Senior VP & Senior Loan Officer
    • Directions

      Loan Office is in the Danser Building on the corner of State & Petoskey, one block north is our Drive Thru & Walk Up Branch on the corner of Michigan & Petoskey Streets, both located downtown Petoskey

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