• Citizens National Bank


    Banks/Mortgage LoansSavings & Loan Association

    About Us

    Citizens National Bank is a full-service, independent community bank serving eight locations in lower northern Michigan; Cheboygan, Onaway, Mackinaw City, Pellston, Indian River, Alanson, Rogers City and Petoskey. We are the largest, locally-owned bank in the northern lower peninsula of Michigan.On January 24, 1931 the bank received its charter from the federal Comptroller of the Currency and is entirely owned by the CNB Corporation.

    Mission Statement
    To be the bank and employer of choice in northern Michigan helping our communities build strong economies.

    Rep/Contact Info

    Ms. Leslie Budnik
    Business Operations Manager
    Talenna Calhoun
    Branch Operations Supervisor
    Mr. Stephen Daly
    Business Banker
    Ms. Amy Essex
    Chief Financial Officer
    Ms. Cynthia Lamberson
    Mr. Dennis Myers
    Mortgage Officer, Residential Banking
    Regina Patton
    Mortgage Officer, Residential Banking
    Mr. Tim Timmer
    Vice President, Commercial Banking
    David Woods
    Senior VP & Senior Loan Officer
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