• Citizens National Bank

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    BanksFinancial Advisors

    About Us

    Citizens National Bank is a full-service, independent community bank serving eight locations in lower northern Michigan; Cheboygan, Onaway, Mackinaw City, Pellston, Indian River, Alanson, and Petoskey. We are the largest, locally-owned bank in the northern lower peninsula of Michigan. On January 24, 1931 the bank received its charter from the federal Comptroller of the Currency and is entirely owned by the CNB Corporation.

    Mission Statement
    To be the bank and employer of choice in northern Michigan helping our communities build strong economies.

    Rep/Contact Info

    Mr. Eric Baldwin
    Director of Brand and Community Relations
    Ms. Kim Boda
    Residential Banker
    Ms. Leslie Budnik
    Business Operations Officer
    Talenna Calhoun
    Cash Management Specialist
    Phil Clacko
    Senior Vice President, Senior Loan Officer
    Adam Cushman
    Business Cash Management Officer
    Mr. Stephen Daly
    Vice President, Business Banking
    Ms. Trisha Dobias
    Vice President, Human Resources & internal Audit Liaison
    Ms. Julie Douglas
    Executive Assistant
    Nicole Drake
    Senior Vice President, Business Banking
    Ms. Amy Essex
    Chief Financial Officer
    Ms. Samantha Gould
    Director of Digital Marketing & Strategy
    Matthew Keene
    President & CEO
    Mr. Caleb Nicholas
    Business Banking Officer
    Ms. Jennifer Ope
    Vice President, Business Banking
    Amy Peterman
    Senior Vice President, Chief Operating Officer
    Christina Struck
    Branch Operations Supervisor

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